Health care medications and medical insurance in the US can be challenging and expensive for an average American. This is why most Americans are in one way insured by insurance companies for health care purposes.
The reasons why the US health care system is expensive can be seen in areas whereby medical professionals earn high wages, increased prices of drugs, and so on.
Health insurance USA cost vary from state to state which will be highlighted in this article. Scroll down to find out more.
The Typical cost for Medication in the US for an Individual without Medical Insurance
As explained above, the cost of health care medication cost differs from state to state. So you have to review the policy of your state to be informed of the premium rate you would be required to pay.
An average American without insurance is likely to spend an average of $12,000 per year which is expected to increase as time goes by.
The Cost of Medical Care in the US with Medical Insurance
As of 2020, the average amount an American spends on health care insurance is about $456 in a month. While as a family, you are likely to pay about $1,152. The cost of medical care in the US varies from the health plan available to you. To make a good choice on your health care plan ensure you review the health care policy and cost.
How You can Cover Your Medical Cost in the US
To begin with there are certain medications that are not so expensive. Getting a first aid treatment like headache, mild heartburn, muscle cream, is easily affordable in the US. You can get this medications below the rate of $25. Also, if you intend to consult a pharmacist for minor health issues like cold you sure can get it for free.
Health insurance USA cost can help cover for illness during your travels as health issues such as appendix can cost you more than the rate at which you pay for the trip. Health insurance is also available for foreigners in the US in order to reduce expenses on medical bills.
Getting an insurance that would cover for health care is majorly for health complications in the future. It would not be fun to get hit will huge medical bills plus a life-threatening issue at the same time.
You can search your way through for various insurance packages that has been specifically designed for travelers. This will help you prepare for unseen emergencies that may cost you a whole lot of money.
The health care system in the US can be tagged as the one of the most expensive in world. As a visitor or foreigner it is important to get at minimum the basic coverage for yourself in order to help you manage your earnings on your stay in the US.
The common cost of medical bills in the US compared to other countries
If you have been following this article you should know that health insurance USA cost more or is highly expensive.
The price range for medical care in the US vs other countries can be seen below:
MRI
MRI in the US cost an average amount of $1,430 while in Holland and New Zealand it cost about $190 and $750 consecutively.
Angioplasty
This is a surgical procedure of improving the blood flow of a patient by inserting a stent to ease the flow of blood vessels.
This can be considered as an emergency case and so it is incredibly expensive. In the US it cost about $32,200 while in Switzerland, it is lesser rate of $7,400.
Appendix
Undergoing a surgical operation for Appendices in the US is way more expensive compared to South Africa and the UK.
An inflamed appendix surgery, cost an average of $15,200. The price differs in South Africa as you can get it for $3,200 while the UK cost about $5,100. This shows how much more expensive medical care in the US is.
Conclusion
Health insurance USA cost is simply to save you from the stress of running around to foot a relatively high amount of medical bills. It is advisable to get an insurance policy for your medical care due to the high rate of medical bills in the US.
Preparing for the future is one way to go through the phases of life without worries don’t you think? With an health care insurance policy you get to live a healthier and happier lifestyle.
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