Consumer Credit Monitoring Recruitment at United Bank for Africa Plc (UBA)

Consumer Credit Monitoring Recruitment at United Bank for Africa Plc (UBA). Please ensure you have read the job requirements before applying for this position.

United Bank for Africa Plc (UBA) is one of Africa’s leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris, and New York. From a single country organization founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.

We are recruiting to fill the position below:

Job Title: Consumer Credit Monitoring

Location: Nigeria

Job Objective(s)

• Undertake post-disbursement review of accounts, inflow monitoring review and identify early warning signs
• Follow up on expired and over-line facilities
• Ensure firm follow up on the customer’s employer once default is observed
• Ensure compliance with the bank’s policy on collateral and valuation as applicable
• Ensure the borrower has registered the required insurance policy in favour of the Bank and is regularly paying the premiums
• Carry out snap checks on branches on various credit related issues
• Monitor transaction dynamics and performance of retail risk assets and promptly recommend appropriate action to Management
• Carry out and report detailed review of retail Bank wide risk assets portfolio for Nigeria and Africa
• Follow up on the Business units to ensure accounts are adequately funded to take care of Imminent maturing obligations
• Engage in joint calls with Relationship Managers
• Follow up on the business unit to ensure that exceptions and findings are urgently regularized/addressed
• Identify breach of credit policy and escalate to management

Minimum Education Qualifications

• B.Sc. minimum of 2 years working experience

Previous Work Experience Requirements

• Minimum 2years in similar position

Skills required:

• Post disbursement review on all newly booked facilities
• Follow up on all expired and over-line accounts
• Timely and accurate preparation of Monthly portfolio report
• Ensure valid insurance policy and collateral valuation is in place where applicable
• NPL reduction within the set bucket
• Hold meetings with delinquent customers for prompt regularization
• Rendering of all management report timely and accurately

Application Closing Date
Not Specified.

Method of Application

Interested and qualified candidates should send their updated CV to: [email protected] using the Job Title as the subject of the email
Or
Click here to apply online