Are you looking to boost your savings and earn extra money? Many online banking services offer great incentives. Still, few can rival the Digital Federal Credit Union (DCU) $20 Referral Bonus.
In this guide, we’ll walk you through how to get your $20 referral bonus and open up a 6% interest savings account with DCU.
Most assume that banking with a large corporate institution is the only way to build wealth.
Still, credit unions like DCU allow members to benefit from exclusive perks and incentives without sacrificing high-quality customer service.
So why not take advantage of DCU’s referral bonus? We’ll show you exactly how to do it.
By the end of this guide, you’ll have everything you need to start saving money and earning referrals with DCU in no time. So let’s get started!
What is the DCU Referral Bonus?
Getting started with money-saving benefits from DCU couldn’t be easier. With DCU Direct, you’ll get all the convenience of banking on the go, with secure access to your accounts wherever you are.
The DCU referral bonus pays you $20 for each friend or family member you refer to their service.
That’s right – when you refer someone to DCU, and they open an account, you’ll get a $20 bonus after their first three months of membership.
It’s an easy way to make some extra cash and help your friends access great banking services.
The bonus is available to current and non-members, so it’s worth it for everyone! And you can refer as many people as you want – the more referrals, the more cash in your pocket.
Best of all, the person you refer will also get a bonus – they’ll receive up to $60 in rewards when they open a qualifying account with DCU. So it’s a win-win situation!
How to Earn the $20 Referral Bonus
Good news—earning the $20 referral bonus is super easy! All you have to do is follow a few simple steps.
Step 1: Sign Up With DCU
The first step is to sign up for an account with DCU. You can do this online, by phone, or in person at one of their branches.
All you need is your Social Security number and two pieces of identifying information—so make sure you have that handy!
Step 2: Refer Friends
Once you’ve signed up with DCU, you can refer friends. DCU has an easy-to-use referral system, which will generate a referral link for you to send out via email or social media.
Make sure your friends click on your link so they’re connected to your account! When they open a new account and make a qualifying deposit, you and your friend will receive the $20 bonus!
Step 3: Enjoy Your Rewards
It’s that easy! Once you’ve completed these steps and your friends have opened new accounts, you will get the one-time $20 bonus deposited into your accounts within 10 business days.
So what are you waiting for? Take advantage of these rewards today and save more money with DCU’s 6% interest savings account!
What You Need to Know About the 6% Interest Savings Account
If you’ve been wondering about the savings account with 6% interest, here’s the good news: You can combine your DCU $20 Referral Bonus with their eZ Savings account for an even bigger reward.
With the eZ Savings account, you’ll get 6% APY on your balance up to $20,000 and a competitive rate beyond that limit.
You’ll also have access to online banking, mobile banking, and other helpful money-management tools.
Just make sure that you meet the qualifications first:
- You must be at least 18 years old and a US citizen or permanent resident to open an account
- There is no minimum balance requirement
- You must make regular deposits of at least $25 each month
Whether you’re trying to save for a vacation or want to increase your rainy day fund, taking advantage of the 6% APY on the eZ Savings account allows you to maximize your money—and it starts with taking advantage of those referral bonuses.
Tips for Managing Your Money With DCU
If you’re looking for a way to manage your money more effectively, DCU can help. Here are some tips to get you started:
Make a Budget
Creating a budget is the first step to managing your money. Decide how much you want to save each month, and then start setting aside some money in a savings account every month.
This account should be separate from other accounts—you don’t want to be tempted to spend it. Look for one with an attractive interest rate, like DCU’s 6% Interest Savings Account.
Set Financial Goals
Setting financial goals is key to managing your money. Make sure these goals are measurable and realistic, like having X amount of money in savings by the end of the year or paying off student loan debt in X amount of years.
Once you set your goals, you will have more motivation to manage your finances because you have something concrete to aim for.
Automate Your Savings
Automated transfers are one of the best ways to reach your financial goals. With DCU, you can easily create monthly transfers from checking into savings or set up automated bill payments so that you never miss a due date and pay late fees ever again!
Plus, if you refer friends and family through their referral program, you get an extra $20 bonus!
How Does the DCU Mobile App Work?
The DCU mobile app is a great way to keep track of your money and how you’re doing with your financial goals.
Simply download the app onto your device to access your accounts digitally.
You can use the app to:
- Check balances on the go
- Make deposits or transfer money between accounts
- Pay bills, view account history, or sign up for alerts
- Set up notifications when specific transactions go through or when balances hit certain levels
- Look at all of your current financial products in one place
- Access customer service options
- And more!
Plus, if you have a savings account at DCU, you can use the app to set up automatic payments from other accounts to help you reach your savings goals faster.
It doesn’t get much easier than that—so don’t forget to download the DCU mobile banking app for an even more convenient banking experience!
Maximizing Your Savings With DCU
DCU has quite a few options out there for you to maximize your savings. From their 6% Interest Savings Account to their generous Referral Bonus Program, you can save even more money with DCU.
Referral Bonus Program
Let’s start with the Referral Bonus Program. All you have to do is refer a friend, family member, or colleague to open up an account with DCU, and you’ll get a $20 bonus when they make their first deposit!
Plus, your friend or family member will also get $20! It’s really that simple—no strings attached.
6% Interest Savings Account
If you have some cash sitting around, the 6% Interest Savings Account is a great way to get a bang for your buck.
You’ll earn interest on whatever balance is in the account while at the same time having access to your money whenever you need it.
Unlike other banks, DCU doesn’t require any minimum deposits and gives interest on an unlimited number of accounts—which means that more money can earn more interest for you!
So whether you’re looking for extra cash or want to put some of your savings into a safe place, DCU’s got your back when it comes to maximizing your savings—the 6% Interest Savings Account plus their Referral Bonus Program are unbeatable.
Conclusion
DCU offers just that if you want a referral bonus, a 6% interest savings account, and a pain-free user experience.
You can easily access DCU and earn money immediately by following the steps outlined above.
DCU’s referral bonuses and innovative products make it the perfect banking solution for your needs.
With no monthly fees, no required maintenance fees, and various bonuses, DCU is a great option for anyone looking to start saving money.
So, get signed up and start enjoying all the benefits of DCU!
