One way to save money as a shopper and protect your purchases is to use credit cards that offer extended warranty and purchase protection benefits.
These benefits can help you extend the manufacturer’s warranty on your purchases and protect them against damage, theft, or loss.
But with so many credit cards out there, it can be challenging to find the ones that offer the best-extended warranty and purchase protection benefits.
To help you, we’ve rounded up the ten best credit cards that offer these benefits, so you can make an informed decision.
10 Best Credit Cards that Offer Extended Warranty and Purchase Protection
1. American Express Platinum Card
The American Express Platinum Card offers some of the best-extended warranty and purchase protection benefits on the market.
With this card, you can get up to two additional years of extended warranty coverage on eligible purchases.
You also get purchase protection against damage or theft for up to 90 days after purchase.
Additionally, you’ll enjoy perks like airport lounge access, hotel credits, and more.
However, this card is ideal for frequent travelers who want to enjoy travel-related perks while protecting their purchases.
2. Chase Freedom Unlimited
The Chase Freedom Unlimited credit card is a great option for those who want to earn cash back while getting extended warranty and purchase protection benefits.
This card offers up to one additional year of extended warranty coverage on eligible purchases, and purchase protection against damage or theft for up to 120 days after purchase.
You’ll earn 1.5% cash back on all purchases, making it an ideal card for everyday use.
3. Citi Double Cash Card
The Citi Double Cash Card is a popular choice for those who want to earn cash back on all their purchases while also getting extended warranty and purchase protection benefits.
This card offers up to two additional years of extended warranty coverage on eligible purchases, and purchase protection against damage or theft for up to 90 days after purchase.
Plus, you’ll earn cash-back rewards twice: once when you make a purchase and again when you pay it off.
4. Discover it Cash Back Card
The Discover it Cash Back Card is a great option for those who want to earn cash back on all their purchases while getting an extended warranty.
This card offers up to one additional year of extended warranty coverage on eligible purchases, and purchase protection against damage or theft for up to 90 days after purchase.
Plus, you’ll earn cash-back rewards on all your purchases. Discover will match all the cash back you’ve earned at the end of your first year as a cardholder.
5. HSBC Cash Rewards Mastercard
The HSBC Cash Rewards Mastercard is a simple cash-back credit card offering extended warranty and protection benefits.
With this card, you can get up to one additional year of extended warranty coverage on eligible purchases.
It also covers purchase protection against damage or theft for up to 90 days after purchase.
Additionally, you’ll earn 1.5% cash back on all purchases, making it an ideal card for those who want to earn cash-back rewards without complicated rewards programs.
6. Ink Business Preferred Credit Card
The Ink Business Preferred Credit Card is a great option for small business owners who want to earn rewards on all their purchases while getting extended warranty and purchase protection benefits.
With this card, you can get up to three additional years of extended warranty coverage on eligible purchases, and purchase protection against damage or theft for up to 120 days after purchase.
Additionally, you’ll earn rewards on all your business purchases, making it a great way to maximize your rewards potential.
7. Mastercard Black Card
Cardholders of the Mastercard Black Card can access a 24/7 concierge service that can assist with travel arrangements, restaurant reservations, and more.
Additionally, they have access to a luxury travel program that provides benefits like room upgrades, complimentary breakfast, and other perks at over 3,000 hotels worldwide.
Cardholders can also enjoy exclusive access to airport lounges worldwide and discounts on luxury car rentals and private jet charters.
8. U.S. Bank Visa Platinum Card
The U.S. Bank Visa Platinum Card is a no-frills credit card that offers extended warranty and purchase protection benefits.
With this card, you can get up to one additional year of extended warranty coverage on eligible purchases and purchase protection against damage or theft for up to 90 days after purchase.
This card also offers a 0% introductory APR for the first 20 billing cycles on balance transfers and purchases, making it a good option for those who want to save money on interest.
9. Wells Fargo Propel American Express Card
The Wells Fargo Propel American Express Card is a versatile credit card that offers extended warranty and purchase protection benefits.
With this card, you can get up to one additional year of extended warranty coverage on eligible purchases and purchase protection against damage or theft for up to 90 days after purchase.
You’ll also earn rewards on all expenses, including 3X points on dining, gas stations, rideshares, and travel.
Additionally, there’s no annual fee, making it a great choice for those who want to save on fees.
10. World Elite Mastercard
The World Elite Mastercard is a premium credit card offering some of the best perks and benefits.
It’s designed for individuals who value luxury and exclusivity and those who travel frequently.
In addition to offering extended warranty and purchase protection benefits, the World Elite Mastercard provides access to a wide range of travel perks, such as airport lounge access and concierge service.
The World Elite Mastercard also offers unique perks like Priceless Cities, which provides cardholders access to exclusive events and experiences in cities worldwide.
Cardholders can attend private concerts, VIP dinners, and other special events unavailable to the general public.
Conclusion
If you’re in the market for a credit card with extended warranty and purchase protection benefits, these ten options are some of the best.
Consider your spending habits, reward preferences, and other factors when selecting the right card.
With the right card, you can enjoy peace of mind knowing your purchases are protected.
