Field Credit Officer at Kokoro Ola Investment Services Limited

Full Time
Oyo
Posted 2 years ago
Applications have closed
Kokoro Ola Investment Services Limited profile

Kokoro Ola Investment Services Limited

Kokoro Ola Investment Services Limited is a company that specialized in door-to-door services. We deal with servicing of customers in terms of loan and overdraft in which her strength lies in her Accountability, honesty and integrity.

We are recruiting to fill the position below:

Job Title: Field Credit Officer

Location: Ibadan, Oyo
Employment Type: Full-time

Job Role

We are looking for a Credit Officer to facilitate savings, lending for our clients by assessing creditworthiness and processing relevant paperwork.
Ultimately, you will help our clients acquire loans in a timely manner and ensuring that the loan is being repaid as at when due while ensuring we comply with the law.

Responsibilities

Review loan requests.
Ensure clients are saving on daily basis.
Assess clients’ financial status.
Calculate financial ratios (e.g. credit scores and interest rates).
Set up payment plans.
Maintain updated records of loan applications.
Follow up with clients about loan renewals.
Monitor progress of existing loans.
Evaluate creditworthiness and risks.
Contact clients to gather financial data and documentation.
Analyze risks and approve or reject loan requests.

Requirements / Qualifications

Minimum of OND.
Minimum of Two (2) years working experience as a Sales Representative or Marketer
22 to 30 years of age.
Recovery of clients & Shops address
Ability to patronised and multi task.
High level of accuracy and attentions to details.
To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Must be resident within Mokola/ Ring Road of Ibadan.
Must be ready to resume immediately.
Must have Good Communications skill.
Strong negotiation & inter personal skills.